Founder-led stewardship for Croton-on-Hudson rental owners

Go, with conditions. The rule that decides it: Zoning (Ch. 230) residential districts use exclusive permitted-use language; hosted room rental as a "bed-and-breakfast establishment" (a dwelling renting rooms to transient paying guests) is allowed in one-family residence districts only by special permit from the Board of Trustees, with owner full-time residency, max 2 guest bedrooms, max 6 guests per night, max 15-day stays per guest, 3 off-street parking spaces, no accessory apartment, and 1,000-ft separation between B&Bs (§ 230-9.1A(10)(h)).

Registration required: no rental unit may be occupied or let until the owner registers with the Village and obtains a rental unit registration certificate as either a rental unit or a short-term rental unit (Ch. 186 § 186-5(A), added by L.L. No. 16-2025, adopted 10-8-2025). "Short-term rental" is defined as a rental unit let by lease, license or other agreement for a period of between 1 and 30 days (Ch. 186 § 186-4). Certificate conditions: a Village housing-code inspection and current real property taxes are required for issuance (§ 186-5(B)); an STR certificate expires after 1 year and must be renewed (regular rental certificates last 3 years) (§ 186-11); the certificate must be posted and a copy given to occupants (§ 186-14). Penalties for unregistered rentals: general Code penalties plus doubled registration fee 30 days after the due date, a summons and $75 fine after 60 days, and a possible notice to vacate; revocations are appealable to the Zoning Board of Appeals (§§ 186-13, 186-15, 186-17). The governing text is Village Code Ch. 186, Art. II (L.L. No. 16-2025); Ch. 230 § 230-9.1A(10)(h).

Owner-occupied properties with two or fewer dwelling units are exempt from the registry only if they are NOT short-term rentals, so every STR must register; hotels, motels, inns and bed-and-breakfasts are separately exempt (Ch. 186 § 186-5(A)(1)).

Croton-on-Hudson's ordinance does not publish a fee schedule in the sources we hold. We confirm current fees with the municipality before you budget for them.

Croton-on-Hudson's ordinance sets no published processing time, which is true of most towns in this region. We confirm the clerk's current turnaround before you commit to a date, because an unbooked opening season costs more than the permit does.

Find out which permit class is still open before you buy or convert. The capped route in Croton-on-Hudson is full, so the realistic paths are the uncapped permit class or a 30-plus-night rental. A purchase underwritten on the capped route is underwritten on a permit you cannot get.